Describe the bug
The "Overlay" settings is inside the "Cover Settings" panel. They both visually have the same hierarchy though. When closing the Cover Settings panel, the Overlay settings is no longer viewable. This is confusing.
To reproduce
Steps to reproduce the behavior:
Expected behavior
I expect the Overlay panel to stay visible when the Cover Settings panel is closed. They both have the same visual hierarchy.
Screenshots

Solution
I think the best solution here is to rename the "Cover Settings" panel as mentioned in @kjellr's comment here: https://github.com/WordPress/gutenberg/pull/17041#issuecomment-523591254 to "Media."
This kind of raises the issue of how to style nested accordions, or perhaps if nested accordions should even be used/recommended at all.
there shouldn't be nested accordions, Color Panel is a separate panel, someone mistakenly put it under settings panel, it should be fixed in #17041
Most helpful comment
there shouldn't be nested accordions, Color Panel is a separate panel, someone mistakenly put it under settings panel, it should be fixed in #17041