There is now an option to select a style by default:

I wonder if changing this to be a checkbox like we use for galleries could be an option?

The design team discussed this during a triage session in Slack today (Note: You may need a Slack account to log in.)
The overall consensus was that, while this seems a good approach on the surface, on closer evaluation it may cause more confusion than it resolves:

That said, the select solution may not be the best way of expressing this new functionality to users. Further exploration may be warranted to find an effective solution. Some things worth considering here:
I'm not sure if a default state is really necessary honestly - as the default style is stated in the select. 🤷♂️

I agree with Rich that. It seems pretty clear as it is.
This issue was discussed during the Design team's Gutenberg triage meeting (requires registration).
We agreed that this is unnecessary given that the default style is indicated in the dropdown.
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I'm not sure if a default state is really necessary honestly - as the default style is stated in the select. 🤷♂️